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The most important reason to have your fine jewelry regularly appraised is for insurance purposes. Over time, precious metals, diamonds and gemstone prices will fluctuate, sometimes dramatically. That’s why it’s critically important to keep an up-to-date appraisal of all your pieces. In fact, most insurance companies require an updated appraisal every one to three years to keep your coverage current. Few things are worse than having a beautiful piece of under-insured jewelry lost or stolen and not being able to replace it due to an old, under-valued appraisal.
There are three popular types of appraisals. They include:
Insurance – This type of appraisal provides the retail replacement value of an item. It is the most common type of appraisal and is available for every piece of jewelry purchased at The Source at no charge.
Estate – This type of appraisal provides the fair market value of an item. It is most commonly used to help facilitate a fair distribution of an estate to its heirs.
Liquidation – This type of appraisal provides the cash value, which is usually the lowest value assigned to a piece of jewelry.
Our gemological testing instruments include:
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